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<h1>2009 News Releases</h1>
<h3>For Immediate Release</h3>
<h3 style="margin-bottom:0">December 1, 2009</h3>
<h4 style="margin-top:0">John Hancock Retirement Plan Services Enhances Financial Representative Website</h4>
  <div style="color:#333">
    <p align="left"><em>Changes Designed to Help Financial Representatives Support Clients and Grow Business</em>

<p><strong>Boston</strong> - <span>John Hancock Retirement Plan Services (RPS) launched an enhanced website for financial representatives to help them support clients and grow their business. With improved navigation and updated materials and tools, the site provides financial representatives with easy access to the tools they need to do their business with John Hancock RPS.</span>

<p><span>With additional features and new navigation, the enhanced site includes:</span>

<ul type="disc">
<li><span>New “block of business” management functionality that allows financial representatives access to contract and participant-level information, and the ability to create advanced reports that can be used with prospects and clients</span></li>

<li><span>The ability to compare and contrast John Hancock RPS investment options, create advanced investment reports for clients and access historical returns</span></li>

<li><span>FundEvaluator, an enhanced tool that offers a quick way to analyze John Hancock’s entire fund lineup and the ability to generate customized, professional reports for new or existing clients</span></li>

<li><span>New practice management and business building online tools</span></li>

<li><span>An interactive version of John Hancock RPS’s PRIME Elements program which focuses on the five major elements required in successful retirement plans.</span></li>
</ul>

<p><span>“The enhancements make this website more robust and easy to use, it will be a great asset to financial representatives,” said Andrew Ross, Senior Vice President of Marketing, John Hancock RPS. “In today’s environment, we want to make sure our financial representatives have what they need to succeed.”</span>

<p><span>The financial representative website is located at: <a href="http://www.jh401kadvisor.com/">www.jh401kadvisor.com</a></span>

<p><b><span>About John Hancock Retirement Plan Services</span></b><br>
<span>John Hancock Retirement Plan Services is the largest provider of 401(k) plans across all plan sizes among banks, mutual funds and insurers, according to CFO Magazine. (CFO Magazine 2009 401(k) Providers Survey, for year-end 2008. Published in May 2009).</span>

<p><b><span>About John Hancock Financial and Manulife Financial</span></b><br>
<span>Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 22 countries and territories worldwide. Operating as Manulife Financial in <st1:country-region w:st="on">Canada</st1:country-region> and Asia, and primarily through John Hancock in the <st1:country-region w:st="on"><st1:place w:st="on">United States</st1:place></st1:country-region>, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners.<span> </span> Funds under management by Manulife Financial and its subsidiaries were Cdn$436.5 billion (US$407.1 billion) as at September 30, 2009. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife Financial can be found on the Internet at <a href="http://www.manulife.com/">www.manulife.com</a>.</span>

<p><span>The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the <st1:country-region w:st="on"><st1:place w:st="on">United States</st1:place></st1:country-region>. John Hancock offers a broad range of financial products and services, including <a href="http://www.johnhancock.com/products/life-insurance.html">life insurance</a>, fixed and variable <a href="http://www.johnhancock.com/products/annuities.html">annuities</a>, <a href="http://www.johnhancock.com/products/fixed-products.html">fixed products</a>, <a href="http://www.johnhancock.com/products/mutual-funds.html">mutual funds</a>, <a href="http://www.johnhancock.com/products/401k.html">401(k) plans</a>, <a href="http://www.johnhancock.com/products/long-term-care.html">long-term care insurance</a>, <a href="http://www.johnhancock.com/products/college-savings.html">college savings</a>, and other forms of business insurance. Additional information about John Hancock may be found at <a href="http://www.johnhancock.com/">www.johnhancock.com</a>.</span>

<p><span>Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of <st1:place w:st="on"><st1:State w:st="on">New York</st1:State></st1:place> do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.), <st1:City w:st="on">Boston</st1:City>, <st1:State w:st="on">MA</st1:State> <st1:PostalCode w:st="on">02210</st1:PostalCode> (not licensed in <st1:State w:st="on">New York</st1:State>) and John Hancock Life Insurance Company of <st1:State w:st="on">New York</st1:State>, <st1:place w:st="on"><st1:City w:st="on">Valhalla</st1:City>, <st1:State w:st="on">NY</st1:State> <st1:PostalCode w:st="on">10595</st1:PostalCode></st1:place>.<span> </span> Product features and availability may differ by state.</span>

<p><span>NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY</span>

<p><span>© 2009 John Hancock. All rights reserved.</span>

<p><span>SOURCE: John Hancock Retirement Plan Services</span>

<p><strong>Contact</strong><br>
<span lang="FR">Melissa Berczuk</span><br>
<span lang="FR">Phone: (617) 663-4750</span><br>
<span lang="DE">E-mail: <a href="mailto:mberczuk@jhancock.com">mberczuk@jhancock.com</a></span>

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