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<h1>2005 News Releases</h1>
<h3>For Immediate Release</h3>
<h3 style="margin-bottom:0">September 29, 2005</h3>
<h4 style="margin-top:0">Manulife launches Phuc An Thanh Tai and inaugurates Smart Kids’ Club</h4>
  <div style="color:#333">
    <p><b>Ho Chi Minh City</b>– Manulife Vietnam is introducing Phuc An Thanh Tai, an innovative education endowment package that provides a university education fund and comprehensive insurance protection for children.

<p>“Phuc An Thanh Tai offers our customers a secured university fund for their children’s education along with comprehensive protection features,” said David Matthews, General Director of Manulife Vietnam. “This product emphasizes the importance of planning early in preparation for your child entering university.”

<p>“As parents, we all want to provide the best to our children,” added Gilbert Pak, Deputy General Director & Chief Financial Officer. “Phuc An Thanh Tai is designed to meet the top priority financial need of parents. While the accumulated education fund helps parents keep up with the rising cost of education, the protection component secures them against some unplanned events, such as medical costs.”

<p>The Phuc An Thanh Tai Deluxe package offers customers education funds plus a host of other benefits to choose from, including: additional cash coupon, parent waiver premium, family income protection and value preservation protection. In addition, the hospitalization benefit and extra child-related illness benefit will provide you cash – just in case you need it.

<p>The launch of Phuc An Thanh Tai once again delivers on Manulife’s strategy of providing customers with leading financial protection and wealth management products to meet their changing needs.

<p><b>Manulife Vietnam enhances customer service by launching Smart Kids’ Club</b><br>
As part of its commitment to provide customers with quality and attentive service, Manulife Vietnam is also launching Smart Kids’ Club, a program that provides educational activities and events for children and their parents. The Smart Kids’ Club will soon stage a national drawing contest for children and launch Smart Kids’ Club on Manulife Vietnam’s website to provide customers with updated overseas study information and a unique customized financial need analysis to help them estimate escalating education costs for their children.

<p>Manulife Vietnam will also coordinate with the Canadian Education Center to establish a free, twice monthly counseling service on educational issues for its customers available at Manulife’s office.

<p>“We work hard to anticipate the unique needs of the Vietnamese people and develop solutions by way of our diverse product portfolio and by introducing more convenient services for customers,” said Mr. Matthews. “Manulife is committed to providing Vietnamese customers with world-class products and services that ultimately help to enhance their lives.”

<p><b>About Manulife (Vietnam) Limited</b><br>
Manulife Vietnam - the first 100 per cent foreign-owned life insurance company licensed in Vietnam - provides financial services to more than 300,000 customers through a network of 4,000 professionally qualified agents. Manulife has been operating in Vietnam since June 1999. On June 14, 2005, Manulife Vietnam Fund Management (MVFM), a wholly owned local subsidiary of Manulife Vietnam, was granted license to operate a fund management and investment-finance consulting business, further expanding Manulife Vietnam’s product offerings for its customers.

<p><b>About Manulife Financial</b><br>
Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$364 billion (US$297 billion) as at June 30, 2005.

<p>Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '0945' on the SEHK. Manulife Financial can be found on the Internet at <a href="http://www.manulife.com/">www.manulife.com</a>.

<p align="center"><em>- 30 -</em>

<p><b>For further information, please call:<br>
</b>Hang Luu,<br>
Marketing Manager<br>
Manulife (Vietnam) Limited<br>
Tel: (84-8) 825 7722 Ext. 2502<br>
Fax: (84-8) 825 7718<br>
E-mail: <a href="mailto:Hang_Luu@manulife.com">Hang_Luu@manulife.com</a><br>


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