2005 News Releases

Boston– John Hancock’s Advanced Markets group has launched a new version of its JH Solutions software program, a state-of-the-art concept illustration system. The new system features updated output with a new look and feel, and has been streamlined to enable financial advisors to illustrate complex cases and create easy-to-understand product ledgers, flowcharts, and graphs faster and more easily. JH Solutions provides customized technical design and comprehensive marketing tools to understand advanced estate, business, and retirement planning concepts.

The re-launched system will include twelve new modules on advanced planning concepts, from wealth transfer planning with deferred annuities to premium financing and private financing, with additional new modules planned for the coming months Each concept comes with comprehensive marketing materials to help financial advisors close the case. A key feature of the new system is the ability to produce PowerPoint presentations customized for a specific client’s situation.

“We have taken one of the industry’s leading sales illustration tools and made it even better,” says Randy Zipse, vice president of Advanced Markets. “The new JH Solutions continues John Hancock’s commitment to provide financial advisors with the latest tools and resources to grow their business and help meet complex client needs.”

Financial advisors who are interested in obtaining a case proposal, should contact their local John Hancock office.

JH Solutions was created by John Hancock Advanced Markets, a team of industry leading attorneys, accountants, and Advanced Marketing consultants with extensive experience and knowledge on current tax, legal, and legislative issues in both the estate and business planning arenas. The Advanced Markets team helps financial advisors consult on and design the case their client needs.

About John Hancock and Manulife Financial
John Hancock is a wholly-owned subsidiary of Manulife Financial Corporation, a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$364 billion (US$297 billion) as at June 30, 2005.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘0945’ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including whole life, term life, variable life, and universal life insurance, as well as college savings products, fixed and variable annuities, long-term care insurance, mutual funds and various forms of business insurance.

Insurance products are issued by the following John Hancock insurance companies: John Hancock Life Insurance Company, John Hancock Variable Life Insurance Company*, John Hancock Life Insurance Company (U.S.A.)* and John Hancock Life Insurance Company of New York.

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*Not licensed in New York

Pam Kruh
(617) 572-0558