2005 News Releases

Jakarta– PT Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) today launched ProKids, an innovative juvenile product that provides both financial and health protection for your child’s future. This product was developed for parents who want to provide the best protection and education options for their child, from birth through to their senior years.

“As parents, you naturally want the best for your child in every possible way, including the important areas of health and education,” said John Harrison, President Director, Manulife Indonesia. “The industry-leading ProKids product allows parents to provide their child financial protection until they reach the age of 80. ProKids also offers bonus protection benefits of accident and critical illness insurance. This product should be a parents’ first choice for fully protecting and enhancing their child’s life.”

ProKids has various unique features and benefits, including: cash payments when the child reaches the age of 17, 23, and 55, in addition to life protection (until the age of 80), and protection from accidents and critical illnesses. Cash payments can be used as an educational fund, business start-up fund, or go towards the purchase of a home, all according to the family’s priorities. This product is available in Rupiah and US Dollar currencies.

“The benefits of this affordable product are numerous,” added Mr. Harrison. “As a pioneer in the juvenile market, ProKids has been designed to address the key concerns of Indonesian parents across the country – how do I provide a solid education for my child and in the mean time, ensure they receive the proper medical care if the need arises? Knowing your child’s life is fully protected with ProKids, you can enjoy peace of mind.”

ProKids provides optimal additional benefits
In addition to the core benefits described above, ProKids also offers the following additional benefits:

1. 25% accidental death benefit,
2. Protection from eight critical illnesses such as amyotrophic lateral sclerosis, aplastic anemia, cancer, coma, major burns, motor neuron disease, poliomyelitis, and progressive muscular atrophy - until the age of 23 for Silver Star, Gold Star, and Platinum Star Plans,
3. Insured automatically becomes a policyholder when he/she has reached the age of 23,  
4. Addition of riders, for example hospital benefit plus atau payor benefit ,
5. Funds accumulation at old age if the Insured has not taken the cash payments at the age of 17, 23 or 55, and
6. Flexible premium payment period benefit can be adjusted according to the parent’s preference.

“These additional benefits have been customized to meet the growing trends in today’s society,” said Hans De Waal, Assistant Vice President Product Development of Manulife Indonesia. “ProKids truly is the best possible gift you could give your child.”

About Manulife Indonesia
Established in 1985, Manulife Indonesia was chosen in 2003 as ‘Indonesia's Most Admired Company (IMAC)’ in the Insurance category by Frontier Marketing Research & Business Week magazine. In 2002, the Company was awarded the title of ‘Life Insurance Company of the Year’ in Asia by Asia Insurance Review, a respected insurance publication in Asia.

Manulife Indonesia offers the most comprehensive products and services in the Indonesian industry of life insurance, employee benefits and mutual funds. Headquartered in Jakarta, Manulife Indonesia operates through a network of 112 branch offices in 32 cities throughout the country, supported by 5,000 employees and full-time professional agents who serve more than 950,000 customers.

About Manulife Financial
Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$360 billion (US$310 billion) as at September 30, 2005.

Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '0945' on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

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