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<h1>2006 News Releases</h1>
<h3>For Immediate Release</h3>
<h3 style="margin-bottom:0">December 11, 2006</h3>
<h4 style="margin-top:0">John Hancock Annuities Launches Interactive, Content–rich Web Site</h4>
  <div style="color:#333">
    <p><em>Customized views<span class="textColorWhite">,</span> educational content, and interactive tools for financial advisers and individual investors available at www.jhannuities.com</em>

<p><b>Boston</b>– John Hancock Annuities today launched its brand new website, <a href="http://www.jhannuities.com/">www.jhannuities.com</a>. The completely redesigned, content-rich site features both retirement and investment education along with interactive tools and expanded services for financial advisers.

<p>“The exciting new features on our redesigned web site reflect our commitment to providing the best possible products, services and support to our financial adviser partners and retail clients alike,” said David Longfritz, Senior Vice President and chief marketing officer, John Hancock Variable Annuities. “We are pleased to offer this new tool, in order to help advisers help their clients make the right choices in planning for a secure retirement.”

<p>"Our new web site is easier to navigate, with a more engaging, interactive design," said Mike Treske, President, Financial Planners, John Hancock Variable Annuities. "In keeping with our ongoing focus and demonstrated expertise in the $5 trillion IRA rollover marketplace, financial advisors and their clients will find educational tours and calculators that are focused on both retirement and investment-related issues."

<p><b>Public Home Page</b><br>
Features on the individual investor client site include a “<em>What’s Your Number”</em> calculator, which is a quick and easy way to determine if an investor has enough money to cover fixed expenses in retirement. Clients will also find a tour of Lifestyle Portfolios that reviews the “emotional roller coaster” of investing. In the new<em>“Learning Center,”</em> clients will find articles and interactive modules designed to educate and assist them with retirement, investment, and annuity concepts.

<p><b>Adviser Center</b><br>
Advisers will now have access to “<em>My Tracked Portfolios,”</em> which enables them to personalize and track favorite John Hancock Annuities portfolios on their home page.

<p>In <em>“Sales Resources,”</em> financial advisers will have access to Wood Logan Academy, John Hancock Annuities’ proprietary Continuing Education (CE) program where they can look up their individual state’s continuing education requirements and view courses offered by John Hancock. Advisers can also access John Hancock’s Special Markets team from this section, for assistance with more complex financial planning situations.

<p><b>Contract Status</b><br>
Advisers and clients will find their contract details more organized and easier to locate. The contract detail will allow advisers to view and track the status of their incoming 1035 exchanges, transfers, and rollovers.

<p><b>Forms Wizard</b><br>
This section of the web site is designed to help financial advisers access the appropriate forms for their state, product, and specific Broker/Dealer. Through a series of pre-programmed questions, advisers will be directed to the appropriate form(s) necessary for their particular business case reducing the chance of wrong form selection.

<p><b>Funds and Performance</b><br>
In this area, investors will find individual fund and performance information such as holdings, fees, management biographies, and commentaries. The performance section includes both standardized and non-standardized views of portfolio performance that can be sorted based on preference. Design and navigation elements have been added to make easier to view numbers at-a-glance.

<p><b>About John Hancock and Manulife Financial</b><br>
John Hancock is a unit of Manulife Financial Corporation (the Company), a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and in most of Asia, and primarily as John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$381 billion (US$341 billion) as at September 30, 2006.

<p>Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘0945’ on the SEHK. Manulife Financial can be found on the Internet at <a href="http://www.manulife.com/">www.manulife.com</a>.

<p>John Hancock, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including whole life, term life, variable life, and universal life insurance, as well as college savings products, fixed and variable annuities, long-term care insurance, mutual funds and various forms of business insurance.

<p align="center">- 30 -

<p><b>Contact:</b><br>
Beth McGoldrick<br>
617-663-4751

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